Are you financially prepared for a disaster like a fire, flood or storm? Minor mishaps like a flooded bathroom or broken window can even put you out of pocket. It's impossible to know if, or when, bad luck will strike, but a good home and contents insurance policy could save you a few grey hairs (not to mention a lot of dollars) if the worst were to happen.
Home and contents
Home and contents insurance
Protect your most valuable assets against unexpected major disasters and minor mishaps.
Review and compare
Home and contents insurance comparison
We compare dozens of home insurance policies to help you find the right cover for your building and contents.
Contents insurance for renters comparison
We look at dozens of contents insurance policies for renters to help you find the right cover for your belongings.
Buying guides
How to find the right home and contents insurance policy
Protect your assets against major disasters and minor mishaps with this comprehensive guide.
How to buy the right contents insurance for renters
Just because you don't own a house doesn't mean you can't protect your valuables.
Articles
How to save money on your home insurance
CHOICE's home insurance expert shares his tips and tricks to make sure you’re not paying more than you need to.
Backroom deals in strata insurance and how they're costing you
Long-standing conflicts of interest can have a big impact on premiums.
How to prepare for a bushfire home insurance claim
With El Niño formally declared, the risk of bushfires is high. Here's what to do to prepare for a claim.
CHOICE survey: RACQ home insurance in top spot for customer experience
We reveal the home and contents insurers you rate as best for customer experience, value for money and more.
Renters, here's why contents insurance is worth the money
Budgets are tight, but dropping insurance may not be the best solution.
CHOICE report: Extreme weather putting home insurance out of reach
A new research project reveals how the insurance market is failing homeowners and renters.
9 in 10 Australians facing higher home insurance costs
Contrary to the industry code of conduct, many policyholders aren't being told why their premiums went up.
5 surprising things that aren't covered by your home and contents insurance
Think you're covered for every eventuality? You may not be. Don't get caught out by these tricky exclusions.
The top five ways to save money on your renters contents insurance
Find out how much you can save by switching insurers or increasing your excess, plus more money-saving tips.
Cash settlements for home and contents insurance claims
If you've made a claim and your insurer has offered you a cash settlement, here's what you need to know so you don't end up out of pocket.
How we compare home and contents insurance
We trawl through dozens of policy documents so you don't have to.
Home owners drop unaffordable insurance as extreme weather risks grow
Queensland leads the country with number of 'uninsurable' homes, while experts suggest ways to approach this complex issue.
How to prepare for a flood insurance claim
Affected by floods? We outline the steps to take when it comes to your home and contents insurance.
How does your insurer define a fire?
Following our earlier investigation, many insurers have improved their definitions.
Home insurance for floods
How to make sure you have the right cover when the water rises.
Insurance for renovators
Are your home and contents covered during a remodel?
How to make a claim on your home and contents insurance
Our expert guide to make it easier and less stressful.
Alan Kirkland: 'When is a fire not a fire?'
CHOICE CEO on why the government must intervene on bushfire definitions in home and contents insurance.
Home insurance cover for bushfires
How to work out correct cover levels and manage the important details.
Home and contents insurance cover for jewellery
Is your expensive jewellery covered by your policy? And what about when you're outside your home or overseas?
Home warranty insurance
Homeowners find little value for money when it comes to home warranty insurance.
Does your insurance cover your house for storm damage?
A little homework now can save you money and time in the long run.
How to make sure your home is still insured while you're on holiday
If you're not upfront with your insurer, you could end up voiding your home and contents policy.
Insurance risk warning for Airbnb hosts
Many Australian hosts are leaving themselves exposed to damages claims.
Are home insurance calculators accurate?
They're handy for working out how much to insure your home for, but you can run the risk of being underinsured.
Domestic building insurance
The story of the worst insurance product in Australia.
Strata insurance claims
Strata insurance may not pay off if your building is defective.
What kind of flood will your insurance cover?
The Industry Code of Practice redefined the term 'flood' to help protect consumers, but insurers may still challenge a flood claim – depending on the weather.
Weathering a home insurance storm
What can be done about out-of-control home insurance premiums up north?
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